PHOS HomeownersIf you have a forgivable loan or anticipate obtaining a forgivable loan, please read about Forgiveness, Payoff Request, Satisfactions and Subordinations. This section will provide you with information you need on:
Please note: a borrower must meet minimum credit requirements to qualify for a forgivable loan. The availability of forgivable loans is subject to the program's annual funding limitations. The final decision regarding eligibility in the Forgivable Loan Program is at the discretion of Penn Home Ownership Services.
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