A step-by-step guide to using our services

Before proceeding, you should review the details provided on the Forgivable Loan and the Closing Cost Reduction Program (CCRP). To complete the next steps in the process, which are outlined below, you will be asked to provide your PennKey and password before proceeding.

If you have already reviewed the material and are still uncertain which program is right for you, take the Penn Home Ownership (PHOS) Introductory Questionnaire.

If you have already taken the Introductory Questionnaire or know for which program(s) you are eligible, you can go directly to our Online Intake Form.

After you have submitted your Intake Form, Penn Home Ownership staff will call you to schedule your initial consultation.

If you have completed filling out the Intake Form and have already scheduled your initial consultation, you can go directly to the  Application Process.