Events and Seminars for 2019Penn Home Ownership Services (PHOS) offers educational workshops and events throughout the year. These activities are offered free to all Penn faculty and staff as well as employees of the University's Health System. Exploring the PHOS Program Friday, February 22, 2019 12:30 - 1:30 p.m. Human Resources Learning and Education Large Training Room 3624 Market Street Featured Lender - Allied Mortgage Advanced Registration Required Managing the Home Buying Process Thursday, March 7, 2019 12 - 1 p.m. BSD Large Conference Room 3401 Walnut St., Suite 440 Featured Lender - Guaranteed Rate Advanced Registration Required Exploring the PHOS Program* Friday, March 22, 2019 12:30 - 1:30 p.m. Human Resources Learning and Education Large Training Room 3624 Market Street Featured Leader - Trident Mortgage Advanced Registration Required * Attendance at Exploring the PHOS Program is required in order to schedule a consultation with a PHOS representative. 
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