About PHOS

The University’s commitment to urban revitalization is deeply rooted in an understanding that the health and vitality of the University is inextricably linked to maintaining a diverse, safe and thriving urban community. The targeted investments in West Philadelphia - improved street lighting, the Penn Alexander School, support of local child care centers -  have assisted in the revitalization efforts of the community. The programs offered through Penn Home Ownership Services (PHOS) have also been an important part of this effort. Since the University's commitment to home ownership began in 1965, over 1400 individuals and families have participated in their programs.

The Office of Penn Home Ownership Services offers eligible employees the opportunity to apply for financing for home purchases as well as rehabilitation in the West Philadelphia area. The department also offers refinancing options with lending partners, home improvement grants, loans, educational workshops and a variety of other resources. The Office is located at 3401 Walnut Street, Suite 440A, Philadelphia, PA 190104-6228. Please contact PHOS via email at This e-mail address is being protected from spambots. You need JavaScript enabled to view it or telephone at 215-898-7422.